Cut to the chase.

The shortest distance between you and a better mortgage rate.


More house.More partnership.


Find a home and make it yours
in 4 simple steps.


Lock in a rate.Save right away.


Your own expert and a great rate
in 3 simple steps.


Real humans.Tons of insight.

We're here to help

Experience mortgage lending
the way it should be.

My loan closed in two weeks which helped make my offer stand out.  My agent said they’ve never seen someone close so fast and be so helpful.

First-time Buyer,
The staff at Upwell are professional, efficient, and always looking out for their client’s best interest. Five stars and my very highest endorsement.
Blaine Weber, Weber Thompson

Mortgage lending with nothing to hide.

We put everything on the table

  • You’re encouraged to compare rates from local lenders.
  • Our real rates are posted upfront – no bait and switch.

  • Local relationships with real humans means we’re accountable.
  • There are no surprises in our fine print, ever.

We operate differently so you save

  • Our lean organizational structure keeps costs down.
  • Tech is there when you need it, and boosts efficiency.
  • You’ll get the same fair rates from all our loan officers.

We deliver a higher level of service

  • All our loan officers average more than 15 years of experience.

  • Our pre-approvals are rock solid.
  • You’ll receive status updates from application to closing.
  • Post-closing, we’ll monitor your loan for the best rates.

It Starts With You

Upwell is founded on the belief that price and convenience shouldn’t come at the expense of dedicated service. We’re raising the industry bar by insisting that you can have it all. The advantages of leading-edge innovation, and the power of human relationships. This bright vision is fueled by the passion of our founders and built on decades of experience. We are committed to providing you with the best customer service.

5 blue stars depicting customer reviews

Blended Rate Calculator

Blended rate calculator will help you see the average blended interest rate of mortgages, debts, or any loans.

Total Balance

$ 11,000

Blended Rate

5.00 %
Current Balance
Current Rate

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.