Brent Moody

Loan Consultant
Brent Moody picture in blue

Having more than 20+ years of experience in the mortgage industry, Brent Moody stands out as a top producing loan originator. With a wealth of knowledge and a remarkable track record, he sets himself apart from the rest. With his vast knowledge of various loan products available on the market today and his expertise in Conventional, Jumbo, VA, FHA, Investor, and Construction/Rehab programs, Brent is able to provide superior lending solutions for any real estate transaction. Brent knows that each customer has unique goals and situations. By listening and being able to understand these goals, Brent helps his customers understand their options so that they can make the best financial decision possible.

253.381.4067  |  NMLS# 57042 |  State License
5 blue stars depicting customer reviews

30-Year Fixed

98.875
3.750
3.864
Lender Fees:
Discount Points:
0.750%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
4.000
4.053
Lender Fees:
Lender Credit:
($469)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply

15-Year Fixed

98.875
3.125
3.382
Lender Fees:
Discount Points:
1.125%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.625
3.718
Lender Fees:
Lender Credit:
($938)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply

30-Year FHA

98.875
3.250
4.354
Lender Fees:
Discount Points:
0.750%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.500
4.540
Lender Fees:
Lender Credit:
($982)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0

30-Year VA

98.875
3.250
3.542
Lender Fees:
Discount Points:
0.875%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.500
3.722
Lender Fees:
Discount Points:
0%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0

30-Year Jumbo

98.875
3.750
3.834
Lender Fees:
Discount Points:
0.750%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
4.125
4.148
Lender Fees:
Lender Credit:
($1250)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
Rates as of:
9:28AM Pacific Time on October 21st, 2019

Calculate Your Mortgage Payments

See what your mortgage payment could be with today’s rates.

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Disclosures and Assumptions

30-Year Fixed-Rate Mortgage:

98.875
The payment on a $375,000 30-year Fixed-Rate Loan at 3.750% and 75% loan-to-value (LTV) is $1,737 with 0.75 points due at closing. The Annual Percentage Rate (APR) is 3.864%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $375,000 30-year Fixed-Rate Loan at 4.000% and 75% loan-to-value (LTV) is $1,790 with -0.125 points due at closing. The Annual Percentage Rate (APR) is 4.053%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15-Year Fixed-Rate Mortgage:

98.875
The payment on a $375,000 15-year Fixed-Rate Loan at 3.125% and 75% loan-to-value (LTV) is $2,612 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 3.382%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $375,000 15-year Fixed-Rate Loan at 3.625% and 75% loan-to-value (LTV) is $2,704 with -0.25 points due at closing. The Annual Percentage Rate (APR) is 3.718%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

30-Year FHA Loan:

98.875
Rate is fixed. The payment on a $386,000, 30-year fixed rate loan at 3.250% and 96.5% loan-to-value (LTV) is $1,980 with 0.75 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.354%.
100
Rate is fixed. The payment on a $386,000, 30-year fixed rate loan at 3.500% and 96.5% loan-to-value (LTV) is $2,035 with -0.25 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.540%.

30-Year Fixed-Rate VA Loan:

98.875
Rate is fixed. The payment on a $400,000, 30-year fixed-rate loan at 3.250% and 100% loan-to-value (LTV) is $1,778 with 0.875 points due at closing. The Annual Percentage Rate (APR) is 3.542%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
100
Rate is fixed. The payment on a $400,000, 30-year fixed-rate loan at 3.500% and 100% loan-to-value (LTV) is $1,835 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.722%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.

30-Year Jumbo Fixed-Rate Mortgage:

98.875
The payment on a $1,000,000 30-year Fixed-Rate Loan at 3.750% and 69.9% loan-to-value (LTV) is $4,631 with 0.75 points due at closing. The Annual Percentage Rate (APR) is 3.834%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $1,000,000 30-year Fixed-Rate Loan at 4.125% and 69.9% loan-to-value (LTV) is $4,847 with -0.125 points due at closing. The Annual Percentage Rate (APR) is 4.148%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.