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Drop us your details online or give us a call, and get a rock solid pre-approval right away. With your mortgage refinance rate locked in, you’re ready to save.

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We believe that you deserve not only low rates and convenience, but also personal service. You’ll team up with a local Loan Officer with 20 years of refinancing experience on average. They’ll help you navigate the process and assess your options.

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No more waiting for answers. Your dedicated Loan Officer will stay connected with you every step of the way. Application through closing.

3 Simple Steps



Fill in your refinance loan application in the way that works best for you. Call or click to get started. You’ll have an expert that knows the local market, and will make sure your questions are answered and your application is on track.



Lock in your new mortgage loan. Get set with a rate that puts on you on the path to savings.



Signing your closing paperwork is a big moment. When the day comes, we’ll send a representative to your home to walk you through it all.

How We Work

We built Upwell as a springboard for opportunity – to help homeowners like you achieve their dreams. The lending industry today is split between two extremes, leaving many of homebuyers’ needs unmet. A growing number of tech-centric lenders offer efficient processes and low rates, but not reliable, local expertise to guide decision-making. And the mortgage companies with helpful, experienced agents? They have higher rates. Upwell brings together the best of both. We connect you with seasoned experts who know the ins and outs of your market, along with competitive rates and the convenience of technology. No need to compromise.

How are we able to take this approach? We made the decision to put homebuyers’ interests above all else. We’re creating a better balance in mortgage lending by looking out for you first. To us, it’s meaningful work, it’s good business, and it’s time you had another option.