Today’s Mortgage Rates

Calculate your Mortgage Payments
Lower Rates
Lower Fees

30-Year Fixed

98.875
3.500
3.612
Lender Fees:
Discount Points:
0.750%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.750
3.802
Lender Fees:
Discount Points:
0%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply

15-Year Fixed

98.875
3.000
3.237
Lender Fees:
Discount Points:
1.000%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.250
3.342
Lender Fees:
Discount Points:
0%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply

30-Year FHA

98.875
3.125
4.250
Lender Fees:
Discount Points:
1.000%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.375
4.414
Lender Fees:
Lender Credit:
($982)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0

30-Year VA

98.875
3.125
3.425
Lender Fees:
Discount Points:
1.000%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.375
3.596
Lender Fees:
Lender Credit:
($1532)
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0

30-Year Jumbo

98.875
3.750
3.844
Lender Fees:
Discount Points:
0.875%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
4.000
4.023
Lender Fees:
Discount Points:
0%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
Rates as of:
6:25AM Pacific Time on August 22nd, 2019

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Disclosures and Assumptions

30-Year Fixed-Rate Mortgage:

98.875
The payment on a $375,000 30-year Fixed-Rate Loan at 3.500% and 75% loan-to-value (LTV) is $1,684 with 0.75 points due at closing. The Annual Percentage Rate (APR) is 3.612%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $375,000 30-year Fixed-Rate Loan at 3.750% and 75% loan-to-value (LTV) is $1,737 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.802%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15-Year Fixed-Rate Mortgage:

98.875
The payment on a $375,000 15-year Fixed-Rate Loan at 3.000% and 75% loan-to-value (LTV) is $2,590 with 1 points due at closing. The Annual Percentage Rate (APR) is 3.237%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $375,000 15-year Fixed-Rate Loan at 3.250% and 75% loan-to-value (LTV) is $2,635 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.342%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

30-Year FHA Loan:

98.875
Rate is fixed. The payment on a $386,000, 30-year fixed rate loan at 3.125% and 96.5% loan-to-value (LTV) is $1,953 with 1 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.250%.
100
Rate is fixed. The payment on a $386,000, 30-year fixed rate loan at 3.375% and 96.5% loan-to-value (LTV) is $2,007 with -0.25 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.414%.

30-Year Fixed-Rate VA Loan:

98.875
Rate is fixed. The payment on a $400,000, 30-year fixed-rate loan at 3.125% and 100% loan-to-value (LTV) is $1,750 with 1 points due at closing. The Annual Percentage Rate (APR) is 3.425%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
100
Rate is fixed. The payment on a $400,000, 30-year fixed-rate loan at 3.375% and 100% loan-to-value (LTV) is $1,806 with -0.375 points due at closing. The Annual Percentage Rate (APR) is 3.596%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.

30-Year Jumbo Fixed-Rate Mortgage:

98.875
The payment on a $1,000,000 30-year Fixed-Rate Loan at 3.750% and 69.9% loan-to-value (LTV) is $4,631 with 0.875 points due at closing. The Annual Percentage Rate (APR) is 3.844%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $1,000,000 30-year Fixed-Rate Loan at 4.000% and 69.9% loan-to-value (LTV) is $4,774 with 0 points due at closing. The Annual Percentage Rate (APR) is 4.023%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.