VA loans are an incredible resource for eligible American veterans and their families. Upwell Mortgage is dedicated to helping you make the most of all that’s available to you. We’ll work hard to give you a low rate, with the local expertise you need and the personalized service you deserve.
Why Do Lower Rates Matter?
Save Money. Enjoy more financial freedom.
Save big on mortgage payments
A small difference in rate may not seem like much. But over the first few years, a higher rate costs thousands more.
Buy more house
A lower rate can increase your buying power by up to 5%. Buy a bigger home. Get into your dream neighborhood. Wind up with more of what you want – without paying more each month.
Pay off credit cards
Credit card debt can soar as high as 23%. If you put the above $87.81 in monthly mortgage payment savings toward $5,000 in credit card debt at 23%, you’d pay off your credit card seven years faster. Saving you thousands in interest.*
*Assumes 10yr credit card payback terms
Why Choose a Local Lender?
Get hands-on guidance. And peace of mind.
Our local experts stay connected with you throughout the process. So you always know what’s happening – without relying on an automated system.
Most online lenders direct you to call centers where your contact may or may not have the answers to expertly guide your decision-making. We work hard to advise you on the right rate and loan product for your unique needs, avoiding costly mistakes.
Not all pre-approvals are reliable. Only when an actual human reviews your application is your pre-approval rock solid. Our pre-approvals are thoroughly vetted, assuring you and the real estate agents involved in the transaction.
VA Loan Rates
If you think our rates are good, you should see our fine print.*
*Additional lender fees:
$1395 UW/Admin ($0 for VA loans)
$675 typical appraisal fee (varies)
$0 origination, $0 credit report, $0 processing, $0 doc prep, $0 funding, $0 wire transfer, $0 flood certification.
Always scan the fine print for origination and/or other fees. When getting verbal quotes from lenders who don’t post rates, request they email a screenshot of their pricing to be sure it matches their verbal quote.
Some mortgage companies quote different rates based on how you were referred to them. Some of their rates also vary by loan officer and/or by branch. Upwell rates are consistent regardless of source.